Why do banks sometimes not withdraw their test deposits after linking accounts?
When adding external accounts, banks will make two test deposits to the target bank between [CO].01 and .00. To link accounts, the amounts at the target must be confirmed with the initial bank. Sometimes they will withdraw this amount, and sometimes they don't.
Why do they sometimes not withdraw this amount?
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It's not worth the effort - executing a transaction costs time and money,and if you get only back your 14 cent, why'd you care?
Same reason why some people don't pick up a penny - not worth the effort
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