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Hoots : HSA without a HDHP [USA] I had an HSA with an HDHP with a former employeer. I left that company and now have a traditional health insurance plan. Should I continue to contribute to my old HSA account? Are there any tax - freshhoot.com

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HSA without a HDHP [USA]
I had an HSA with an HDHP with a former employeer. I left that company and now have a traditional health insurance plan.

Should I continue to contribute to my old HSA account?
Are there any tax consequences of using the money in that account toward current medical expenses?
Should I add my new spouse to the plan?


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You should not continue contributing, as you're no longer qualified for it. You can keep it, and use the money in it toward the current medical expenses, without a problem. There are specific examples in pub 969.


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