What do I do with the paper check when I make a deposit over the Internet
Just opened an account at a credit union that allows me to make deposits over the Internet with my scanner and a Java app.
I assume I need to keep the actual check for at least until the money shows up, but how long should I keep it?
Also, let me know if you have any tips for how you keep them.
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I'd archive the scan, and immediately shred the check.
Drop the scans into folder by quarter i.e. calendar 3 month groups, and when you start a new folder delete the one that's 2 quarters old.
Keep the check for 90 days. That's what most banks advice. I usually shred the check after that.
The bank has a copy of the scan anyway. But if it makes you feel better, retain the digital copy as well.
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