Is the Amazon credit card reported to the credit agencies?
Is the Amazon Store credit card reported to the credit agencies?
I'd like to know if a good payment history with this card will affect credit score or not.
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The Amazon.com Store Card Terms and Conditions state the following:
Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be shown in your credit report.
The card is issued by Synchrony Bank. Generally, store cards do report to credit bureaus, so I see no reason why this one would not.
The T&C page shows:
Authorization: When you respond to this credit card offer from Chase
Bank USA, N.A., a subsidiary of JPMorgan Chase & Co. ("Chase", "we",
or "us"), you agree to the following:
Which means a real bank is behind the card. Yes. It will hit your credit report.
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