Skimmers and bank accounts and banking security
I have read that banks will reimburse for "fraudulent activities". If I have a savings account and checking account, and my ATM is not linked to say my checking account, can this account ever be skimmed? e.g. Only keep a small amount in account that is available at an ATM to reduce inconveniences while getting reimbursed?
Second question, are there best practices that security "experts" recommend regarding online banking, ATM banking, etc.
Examples:
Online Password: afaik - at a minimum 8 characters, Mixed case, Alpha and numeric, At least one symbol
Security Questions: afaik - Treat as online password
Receipts: afaik - Never leave receipts from ATM at bank
ATM Pin: afaik - Usually limited by banking institute.
e.g. Convenience over security.
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Ask directly to your bank
The best source of information would be your own bank.
Every institution has his own policies regarding online banking and password managment for the different channels in which their products are delivered to their customers.
Take in account that reimburse for "fraudulent activities" would take time, since the bank would need to investigate if you are not trying to scam them.
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