How do I close a bank account that I no longer have any information for?
There is a Barclays bank account in my name that is overdrawn that I haven't touched in about 5 years.
I went to the bank with my passport, and they said that it wasn't coming up on the system with my name and branch it was opened at. They said this could be because it had been inactive for so long and was therefore closed. All fine except I'm 99% sure that this account is a few hundred pounds overdrawn, and I can imagine that is not good for my credit rating.
How do I find out the details of this account so that I can clear it and close it?
Things I know:
My name,
Branch where it was opened,
Every address I've ever lived at.
Things I don't know:
Account number,
Exact balance,
Year opened,
Which address the account is registered to.
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Get a credit report on yourself, if the report shows the outstanding debt then you can do something about it by writing to the bank.
However keep in mind that a bank might write off a debt if they consider it not worth the cost of chasing it down.
You could also try the lost bank account service: www.mylostaccount.org.uk/
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