Do 401k contributions need to be invested? Can it be left as cash in the account?
As title. Since the market is a bit volatile now, wondering if I can keep the 401k contributions as cash and invest them later. Or does it necessarily need to be invested in one of the options that the brokerage provides? Thanks!
(1)1 Comments
Sorted by latest first Latest Oldest Best
401(k) accounts are required to have a number of choices. There will be a fund that's low low risk, likely made up of T-Bills of very short duration. Not quite a money market fund. It may have a zero return if rates shoot up quickly, but a tiny risk of less than zero in a given year.
Terms of Use Privacy policy Contact About Cancellation policy © freshhoot.com2026 All Rights reserved.