: If I’m beneficiary on a life insurance policy can gamy make me share it My mother in law named me as her beneficiary on her life Insurance policy. She lived with me for many years before passing. We are in the state of

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I’m just wondering does he have any right to it?

Probably not, although I am not a lawyer and this is not legal advice.

Across all jurisdictions I've checked (United Kingdom, Australia, South Africa and, specific to this question, The United States) the principal terms of a life insurrance policy are essentially the same: it is a contract between the policy holder (often also the life insured) and the insurance company to pay a sum of money to the beneficiary1 upon the death of the life insured. In all these locations, the benefits paid out are never "owned" by the person who has died and so are not part of their estate2, and therefore not covered either by their will (if there is one) nor the laws of intestate succession (if there is no will).

Since the benefits are not part of the estate, any laws that may be in place to challenge an "unfair" will should not come into play. Unless there are federal or state laws specific to this situation, it seems unlikely that the son has any claim on the benefits. Any such dispute would be between the son and the insurance company: it would not be a matter for the executor of the estate.

1 There can often be more than one beneficiary. You can often also name one or more contingent beneficiaries who will take the place of the main beneficiaries should they die before the person whose life is insured.

2 If no beneficiaries are named (or remain alive), then (in the locations I've checked) the benefits will go to the estate of the deceased, and become subject to any will that might have been made.