What happen if I don't pay credit card and leave the country
I have a credit card debt of 0, five years ago in Newzealand. I left the country from then, now I live in Singapore.
Will the Newzealand bankers come to Singapore and ask my bank to take money from my bank account and pay them? Although I am using a different bank now.
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New Zealand Bank cannot directly ask Singapore Bank. They can approach courts in Singapore and request for funds. Given that amount is small, the cost for pursuing a court case in Singapore would be much higher and the Bank in New Zealand may have already written this off.
They may still have reported you as a defaulter, depending on various things, you may not get a Visa to travel back into New Zealand, or get one and get arrested once you land in New Zealand even during transit.
New Zealand has a statute of limitations on debt of six years, twelve years if it is "a debt acknowledged in a deed" (probably not the case here). If you have had no contact with the bank for that time, the debt expires.
If you got convicted of a crime in relation to the debt (e.g. fraud) then that would fall under a different statute of limitations, but a bank isn't going to bother doing that over 0, and the courts would probably not accept the case anyway.
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