What UK banks use card readers?
I'm with a UK bank that authenticates by sending a text message to a mobile phone number.
I don't like this at all and I would like to switch to a bank that uses a solution with a cardreader, so that payments need the physical card and the PIN code.
What UK banks use online banking authentication using a cardreader and PIN?
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A few of the major banks:
Royal Bank of Scotland - yes
Barclays - optional service
Halifax - no (they use automated phone calls)
Lloyds - no (as with Halifax)
Co-Op - yes
HSBC - no (use a standalone code generator)
Nationwide - yes (technically not a bank)
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