Is it actually necessary to notify the big three USA credit reporting agencies, on a death?
Typical advice is to notify Experian (888-397-3742), Equifax
(800-685-1111) and TransUnion (800-888-4213) on the death of an individual.
However, is this really needed? The banks seem pretty good at trolling the Social Security Administration reports of deaths, and automatically closing accounts. Would Experian Equifax and TransUnion do any less? Is the typical case "no problem", they got it?
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I’ve never heard this advice. After one is deceased and their affairs settled, the family is not responsible for any new debts caused by fraud. I suppose there’s no harm in contacting the agencies, if it would make you feel more comfortable.
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