: Student loans paid already but collection agency claiming loans are in default I paid off my student loans via pay garnishments and the IRS taking 3 to 4 years of my tax refunds. Unfortunately, I have moved 5 times in last

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Student loans paid already but collection agency claiming loans are in default
I paid off my student loans via pay garnishments and the IRS taking 3 to 4 years of my tax refunds.

Unfortunately, I have moved 5 times in last 2 years and I cannot find my files confirming this.

After a few years of finally getting my tax refunds, a collection agency contacted me, saying that I still have loans in default.

I told them that I paid these off and they said prove it.
Now they are taking my tax refund because I couldn't prove it and everybody associated with this loan - including the IRS - supposedly can't find anything.

What should I do? They collected over what I owed. Please help.

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