: What are the relation and difference between distribution and withdraw? What are the relation and difference between distribution and withdraw? In the context of IRA, do distribution and withdraw mean the same? Do they both

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This does not apply to Roth IRAs. It defines the difference between the two depending on what your age is when this happens. If you are 59 or younger, you have a 10% penalty in addition to taxes. If you are between 59.5 and 70, there is no penalty, but you do have to pay taxes. If you are 70.5 or older, then you MUST withdraw money, and that withdrawal is called the "required minimum distribution" and you pay taxes on it as if it were income.

In terms of investments, the two are the same in that the earnings you make on your investments grow tax free.

Here is more information between the two.

*Improvements are welcome for my answer.