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Hoots : How can my friend send K to me without using Paypal? My friend is a paraplegic. He can't go to the bank and wire the money. He used to send money from our partnership via paypal. Now I am banned from paypal. What's the - freshhoot.com

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How can my friend send K to me without using Paypal?
My friend is a paraplegic. He can't go to the bank and wire the money. He used to send money from our partnership via paypal. Now I am banned from paypal. What's the alternative? Google checkout?

I need something that won't limit my account. I'm in Indonesia and my friend is in the US.


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Most bank bill pay services will work for this purpose. Generally you can pay any person or business that has a valid address. As an added Paypal will no longer take ~3% of the money.


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Not to overkill the theres a few more I can think of right now

ING Direct Orange Checking Savings
Western Union and monygram essentially same options (variable transaction reate)
Dwolla great service for [CO].25 per transaction


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Have his bank put the money on a gift card or gift cards and have somebody send them to you in the mail. In fact, if you are going to spend the money online all you need is the numbers and codes from the card to spend the money.

If you have more time have the bank send you a cashiers check or money order.


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If wire transfer through your bank does not work then perhaps one of the more popular money transfer services may be what you are looking for such as MoneyGram or Western Union.

Now these rely on a trusted "registered" third party to do the money transfer so you need to make sure that you are working with a legitimate broker. Each money transfer service has a site that allows you to perform the search on registered parties around your area. There are certain fees that are sometimes applied due to the amount being transferred. All of these you will want to do some detailed research on before you make the transfer so that you do not get scammed.

I would suggest doing a lot of research and asking people that you trust to recommend a trusted broker.

I have not personally used the services, but doing a quick search brought many options with different competitive conversion rates as well as fees. Good luck.


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Three ideas:

Bank Wires can be done via telephone. Your partner should talk to someone at his bank about getting his account authorized to do this.
You can setup some sort of business presence in the United States, and then wire money to your Indonesian bank.
Get squared away with PayPal so your suspension is lifted.

PayPal is probably the best/cheapest way to transfer small/medium amounts of money overseas.


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Many banks offer online payment.

He can add a payee and just type your name and address in. The bank will mail the check out if they cannot deliver payment electronically.

Edit:
Recently I came across this (Citibank Global Transfer), you and your friend should see if your bank offers a similar service. Citibank requires both of you to have an account with them.


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