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Hoots : How to get a really tiny loan when self-employed? I am newly self-employed and need a pinch of money to resolve some current loans. I need only 100 to 200 dollars on short notice -- has to be deposited to bank so a credit - freshhoot.com

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How to get a really tiny loan when self-employed?
I am newly self-employed and need a pinch of money to resolve some current loans. I need only 100 to 200 dollars on short notice -- has to be deposited to bank so a credit card cannot help.

I have no tax documents since I am newly working. I am an independent contractor and do not work directly for any persons who can be directly reached due to the nature of working online in specialized, anonymous platforms. Given that it is such a small risk I would assume it would be easy to loan a measly 100 bucks or even 200, but not having any luck.

Any ideas? Family is not an option and neither would be friends.


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You have a number of options.

Use a credit card. You can usually get a cash advance on a credit card at a bank or ATM, and then deposit the cash to your bank account.
Get your bank to give you a loan, through some sort of line of credit or overdraft. This is usually too much hassle to go through for small amounts, but if this happens frequently it's worth doing.
Peer to peer lending sites.
Payday loan services. These will charge you extortionate fees and interest rates, and should be absolutely your last resort. Really, don't do this unless you absolutely have to.


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