: How do I cash in a Canadian cheque from outside Canada? I am living outside Canada, and I have cancelled my Canadian phone plan. My phone company has sent me a cheque to refund about C (the prorated unused amount in my

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The answer by base64 is excellent and mobile deposit should be used wherever possible. However the questioner indicates that he cannot use the mobile deposit option currently.

You can always deposit a cheque into your account by mailing it to your bank. Simply mail it to your branch (or the bank HQ if you have no branch) with a letter stating "Please deposit the enclosed cheque for into my bank account number 12345678".

Everything base64 says about stale cheques applies to this method also.

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I have a bank account in Canada

The top 5 largest banks in Canada all offers a Cheque Deposit through taking photo of the physical cheque via their Mobile App.
www.td.com/ca/en/personal-banking/how-to/td-app/deposit-cheque/ www.rbcroyalbank.com/ways-to-bank/mobile/rbc-mobile-app/index.html www.scotiabank.com/ca/en/personal/ways-to-bank/mobile-tablet/mobile-deposit.html www.bmo.com/main/personal/ways-to-bank/deposit-money/ www.cibc.com/en/personal-banking/ways-to-bank/how-to/use-edeposit.html
As for the second question,

Stale-dated

Cheques are considered stale-dated after six months, unless it is a
certified cheque. A stale-dated cheque means that the item is old, and
not necessarily invalid. Financial institutions may still honour these
items, but there is no obligation to do so. Government of Canada
cheques, money orders and bank drafts do not 'stale-date'. Cheques
issued by provincial governments are treated as regular cheques and
may be considered stale after six months.

-- Payments Canada (formerly the CPA, Canadian Payments Association)

www.payments.ca/resources/payment-guides/business-guides/issuing-or-receiving-cheques